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If you're one of the millions of Americans saddled with credit card debt, now's the time to get in the game.
The nonprofit Money Management International, one of the largest nonprofit credit counselors in the country, says it plans to help tens of thousands of people pay off their debt by 2024, NBC News reports.
"An increase in holiday spending coupled with high inflation and increased interest rates will only mean one thing in 2024' more consumers will be debt-challenged,'" a MMI director says in a press release.
"MMI is here to help with the first step."
The nonprofit says it saw a 44% year-over-year increase in the number of people seeking its services during the week of Thanksgiving, with an 80% increase on Cyber Monday.
In December, debt counseling was up 33% year-over-year.
"Debt is always just a number, and even if it's a big number, once you see where you stand, you'll have a much easier time formulating a realistic plan," the director says.
"Consumers need to apply a little extra cash each month to make progress," he adds.
"This may mean cutting back or cutting off regular expenses temporarily until holiday overspending is paid.
A few small cutbacks can give
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